Finding Money for Gifts in 2011

Holiday season 2010 was the best year for retailers in the last 4 years even though December was a poor sales record on it's own. (via) Why? Because people started their holiday buying early! Not that I like to see the Christmas season creep in on Halloween, but it's nice to hear that sales are helping people spread out the buying so that people like me can use a budget to buy gifts instead of