Success in the Frugal Journey

Courage does not always roar. Sometimes it is a quiet voice at the end of the day, saying.."I will try again tomorrow."
~Mary Anne Radmacher

I�ve been looking forward to this day and dreading this day.

I look forward to today because I realize that I have finally feel that I know how to ride my figurative bike without training wheels. When I first started Frugal for Life, back in 2004, there

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7 Steps to Forming Financial Habits

What are your habits?

Do you eat from the vending machine each day, go to the same place for lunch with your co-workers, and fall into bed at the same time each night?

Maybe you've made a habit out of spending on impulse, avoiding a budget, and staying up as late as possible.

Someone famously said:
�Watch your thoughts, for they become words.
Watch your words, for they become actions.
Watch

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Random Thoughts: Gyms, Costco and Can Ethics

Since starting the new job I've been trying to find out every little way I can save money by using discounts through the company I work with. I usually work within the telecommunication industry and with that I receive whatever item they sell for free or at a greatly reduced price. Additionally, they have connections with other companies that provide discounts for computers, car rentals, hotels

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Dreaming Of A Lottery Win

Just because I like to think and live frugally, doesn't mean I don't like to dream a little.

Every once and a while when I stumble across the amount of the lottery in my state, my mind drifts off to planning how I would spend the money if I got won it. Given I would have to be a VERY lucky person as I don't buy lottery tickets. I've always said to people that if I'm lucky enough to win the

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Cleaning Up Your Financial House

Being laid off has it's advantages like more time with family, crossing off items on the to do list, no longer putting off that exercising because you are too tired. But one definite disadvantage to being laid off is that depression lurks around the corner to sneak up on you if you are diligent to keep watch.

I was doing really well keeping myself positive, working out and keeping myself busy

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41 Things Living Frugally Has Taught Me

Anytime frugality is brought up in a conversation, eventually the talk turns to those who are extreme in their frugality. I know that there are some things that I do that are too extreme for my co-workers and some things they do that are beyond the pale for me.

But frugality isn't about shocking your friends and family. Frugality isn't an extreme sport where there are winners and losers. It is a

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